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Mortgages · Fleet

Mortgages in Fleet. The typical home needs £47,276 down.

The average home in Fleet (the Hart area) is £472,755 in the UK House Price Index for August 2026, up 0.7% on a year earlier. With a 10% deposit of £47,276, you would borrow £425,479.

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Mortgages in Fleet: a Homie illustration
  • £472,755average home, UK HPI
  • £47,27610% deposit
  • £94,551household income at 4.5× the loan
  • £8,638stamp duty for a first-time buyer
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The short answer

Mortgages in Fleet, in 30 seconds

The price
The average home in Fleet is £472,755.
The deposit
10% is £47,276. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £425,479 loan needs roughly £94,551 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Fleet house prices since 2016

From £390,821 to £472,755. Up 11.5% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Hart.

Nearby

How Fleet compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Fleet: your questions

How much deposit do I need to buy in Fleet?

At the average price of £472,755, a 10% deposit is £47,276 and 5% is £23,638. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Fleet?

With 10% down on the average home, the loan is £425,479. At 4.5 times income that means around £94,551 a year. Each lender sets its own limits, so treat this as a starting point.

Have Fleet house prices gone up?

Over five years the average home is up 11.5%, and over the last year it is up 0.7%.

How do Fleet house prices compare with nearby towns?

The average home in Fleet is £472,755. It costs less in Aldershot (£326,799) and Eastleigh (£312,753).

The rest of your move

Everything else for Fleet

Mortgages nearby

Ready when you are, Fleet.

Mortgages for your Fleet move, tracked in the same Homemove dashboard as everything else.

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