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Mortgages · Eastleigh

Mortgages in Eastleigh. The typical home needs £31,275 down.

The average home in Eastleigh is £312,753 in the UK House Price Index for August 2026, up 2.9% on a year earlier. With a 10% deposit of £31,275, you would borrow £281,478.

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Mortgages in Eastleigh: a Homie illustration
  • £312,753average home, UK HPI
  • £31,27510% deposit
  • £62,551household income at 4.5× the loan
  • £638stamp duty for a first-time buyer
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The short answer

Mortgages in Eastleigh, in 30 seconds

The price
The average home in Eastleigh is £312,753.
The deposit
10% is £31,275. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £281,478 loan needs roughly £62,551 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Eastleigh house prices since 2016

From £252,061 to £312,753. Up 5.4% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Eastleigh.

Nearby

How Eastleigh compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Eastleigh: your questions

How much deposit do I need to buy in Eastleigh?

At the average price of £312,753, a 10% deposit is £31,275 and 5% is £15,638. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Eastleigh?

With 10% down on the average home, the loan is £281,478. At 4.5 times income that means around £62,551 a year. Each lender sets its own limits, so treat this as a starting point.

Have Eastleigh house prices gone up?

Over five years the average home is up 5.4%, and over the last year it is up 2.9%.

How do Eastleigh house prices compare with nearby towns?

The average home in Eastleigh is £312,753. It costs more in Fleet (£472,755) and Basingstoke (£373,551).

The rest of your move

Everything else for Eastleigh

Mortgages nearby

Ready when you are, Eastleigh.

Mortgages for your Eastleigh move, tracked in the same Homemove dashboard as everything else.

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