Mortgages · Farnborough

Mortgages in Farnborough. The typical home needs £32,680 down.

The average home in Farnborough (the Rushmoor area) is £326,799 in the UK House Price Index for August 2026, up 0% on a year earlier. With a 10% deposit of £32,680, you would borrow £294,119.

Mortgages in Farnborough: a Homie illustration
  • £326,799average home, UK HPI
  • £32,68010% deposit
  • £65,360household income at 4.5× the loan
  • £1,340stamp duty for a first-time buyer
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The short answer

Mortgages in Farnborough, in 30 seconds

The price
The average home in Farnborough is £326,799.
The deposit
10% is £32,680. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £294,119 loan needs roughly £65,360 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Farnborough house prices since 2016

From £276,376 to £326,799. Up 10.4% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Rushmoor.

Nearby

How Farnborough compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Farnborough: your questions

How much deposit do I need to buy in Farnborough?

At the average price of £326,799, a 10% deposit is £32,680 and 5% is £16,340. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Farnborough?

With 10% down on the average home, the loan is £294,119. At 4.5 times income that means around £65,360 a year. Each lender sets its own limits, so treat this as a starting point.

Have Farnborough house prices gone up?

Over five years the average home is up 10.4%, and over the last year it is up 0%.

How do Farnborough house prices compare with nearby towns?

The average home in Farnborough is £326,799. It costs more in Fleet (£472,755) and Basingstoke (£373,551). It costs less in Eastleigh (£312,753).

Ready when you are, Farnborough.

Mortgages for your Farnborough move, tracked in the same Homemove dashboard as everything else.

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