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Shared ownership valuation

Shared ownership valuation for staircasing. See what the next share costs.

Before you buy a bigger share of your home, or sell it, your housing association needs it valued by an independent RICS valuer. The price of every extra share is set by that figure.

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  • RICS Registered Valuers
  • Accepted by housing associations
  • For staircasing or selling
A Homie carrying a box up a staircase of red steps to the front door of a house
  • £29,353a 10% share of England’s average home
  • +13.2%England’s average home over five years
  • RICSregistered valuers only
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The short answer

Shared ownership valuation, in 30 seconds

Why you need it
Your housing association prices every extra share from a current RICS valuation, not from what you paid.
Staircasing
Buying more of your home. The more the home has risen in value, the more each share costs.
Selling
The association uses the valuation to set the price, and may have the first right to find a buyer.
How long it lasts
Usually about three months. Have your mortgage or savings lined up before you book.

The next share

What another 10% costs, by region

A 10% share of the average home in each region today. The same share bought five years ago cost less, because the home has risen with the market.

  • London+1.6% in five years £55,443
  • South East+8.3% in five years £37,995
  • East of England+9% in five years £33,785
  • South West+11.7% in five years £30,414
  • West Midlands+17.6% in five years £25,073
  • East Midlands+15.6% in five years £24,196
  • North West+23.5% in five years £22,039
  • Wales+20% in five years £21,636
  • Yorkshire and the Humber+19.7% in five years £20,927
  • North East+20.9% in five years £16,564

A tenth of the UK House Price Index average for each region, August 2026.

How it works

How it works

  1. 1

    Check with your association

    Ask whether they need a valuer from their list or any RICS valuer.

  2. 2

    The valuer visits

    They inspect the home and check comparable local sales.

  3. 3

    Buy your share

    Send the report to the association and complete with your conveyancer.

FAQ

Shared ownership valuation: your questions

Why do I need a valuation to staircase?

Your housing association prices the share you buy from the home’s full market value today, and that has to come from an independent RICS valuer.

How much does a bigger share cost?

The percentage you are buying times the home’s value now. If you buy 10% of a home worth £300,000, the share costs £30,000.

How long is the valuation valid?

Usually about three months. If it runs out before you complete, the association may ask for a new one.

Can I use any RICS valuer?

Most associations accept any RICS Registered Valuer; some keep a list. Check before you book.

Do I need a valuation to sell?

Yes. The association uses it to set the sale price.

What does it cost?

A fixed price online, set by the home’s value.

Near you

Shared ownership valuation near you.

Local Shared ownership valuation pages for every big town and city we cover.

Every area

Also from our surveyors

Other surveys and valuations

Ready when you are.

Shared ownership valuation, booked online and tracked in your Homemove dashboard.

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