Book in your RICS Qualified Shared Ownership Valuation

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Here at Homemove, we're all about helping you move. Each year, we guide thousands through the process, from getting their home ready to sell, to organising Shared Ownership valuations online. We're based right here in the UK, and we're all about making the move easier and even enjoyable.

The surveyors we work with:

are both RICS qualified and registered
are independent of any estate agent
will inspect the inside of the property
will provide at least 3 comparable properties
comparables will be like-for-like in type, size and age, and within 2 miles of your property

Compliant Shared Ownership Valuations

Signed and dated by the surveyor

The valuation report is signed and dated by the surveyor

Headed paper

Your valuation will be put on headed paper

Supplied as a PDF file/document

Your surveyor will provide your report in a bespoke pdf

What are your Shared-Ownership options?

Staircasing

You'll need a shared ownership valuation if you're planning to 'staircase', or buy more shares in your home after ownership. The cool part? Buying more shares means paying less rent because it's calculated based on the landlord's remaining stake. Usually, you can buy increments of 10% or more whenever you fancy. Be mindful though, some older leases only let you snag 25% or more at a time, while some new ones let you get as little as 5%. The price tag on your new share? It's all about your home's value when you decide to buy that share.

Homemove Shared Ownership House Survey In Your Area

Homemove Shared Ownership House Valuation

Buying shares of 5% or more

A shared ownership valuation by a RICS-registered surveyor is required, and you'll need to cover the cost. Your landlord will inform you whether they'll arrange this or if it's up to you. The price of the additional share will be revealed post-valuation. Keep in mind, your landlord might impose an administration fee each time you purchase a share of 5% or more. This fee, determined by the landlord, can range roughly from £150 to £500. If you're interested in purchasing more shares, please do so within 3 months of the valuation date. If you exceed this time, a new valuation will be necessary. You don’t need to fork out for a full valuation though, the surveyor can just complete a desktop valuation at a nominal fee.

Buying shares of 1%

If your home purchase happened on or after April 1, 2021, you might be able to snag shares as small as 1%. To confirm this, check the key info doc for your home to see if 1% shares are on the menu. If you qualify, you can purchase a 1% share each year for your first 15 years as a homeowner. Just a note - you can't buy shares of 2%, 3%, or 4%. The cost of a 1% share will be based on your home's original price, adjusted according to the House Price Index (HPI). Your landlord will hand over an HPI valuation at least annually, or any time you want to buy a 1% share. You or your landlord have the option to opt for a RICS valuation instead of HPI. Remember though, whoever requests the RICS valuation foots the bill. The most recent RICS valuation will then serve as the base for future HPI valuations. You can't accumulate unused 1% share buying options for future years. And the cherry on top? Your landlord won't charge an admin fee when you buy a 1% share.

Valuations and home improvements

If you've upgraded your home and it's affected its value, the valuation needs to highlight two figures:

the current market value - reflecting the boosted value thanks to your home improvements
the unimproved value - indicating the home's worth without considering the improvements you've made

If you've got written permission from your landlord to carry out the improvements, the cost of additional shares will be based on the unimproved value. If you skipped getting your landlord's written okay, then the cost of extra shares will rely on the current market value, which, just so you know, could be higher.