Mortgages · Andover

Mortgages in Andover. The typical home needs £37,229 down.

The average home in Andover (the Test Valley area) is £372,289 in the UK House Price Index for August 2026, down 0.8% on a year earlier. With a 10% deposit of £37,229, you would borrow £335,060.

Get started

Mortgages in Andover: a Homie illustration

£372,289average home, UK HPI
£37,22910% deposit
£74,458household income at 4.5× the loan
£3,614stamp duty for a first-time buyer

The short answer

Mortgages in Andover, in 30 seconds

The price: The average home in Andover is £372,289.
The deposit: 10% is £37,229. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £335,060 loan needs roughly £74,458 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Andover house prices since 2016

From £286,583 to £372,289. Up 11.9% over five years.

Average price each year to August 2026, Test Valley.

Nearby

How Andover compares with its neighbours

Average home in each council area, with the change over five years.

Fleet £472,755+11.5%
Basingstoke £373,551+16.5%
Andover £372,289+11.9%
Fareham £334,303+8.3%
Aldershot £326,799+10.4%
Eastleigh £312,753+5.4%

FAQ

Mortgages in Andover: your questions

How much deposit do I need to buy in Andover?

At the average price of £372,289, a 10% deposit is £37,229 and 5% is £18,614. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Andover?

With 10% down on the average home, the loan is £335,060. At 4.5 times income that means around £74,458 a year. Each lender sets its own limits, so treat this as a starting point.

Have Andover house prices gone up?

Over five years the average home is up 11.9%, and over the last year it is down 0.8%.

How do Andover house prices compare with nearby towns?

The average home in Andover is £372,289. It costs more in Fleet (£472,755) and Basingstoke (£373,551). It costs less in Aldershot (£326,799) and Eastleigh (£312,753).

The rest of your move