Chartered structural engineers, detailed reports








Properties across Exeter can show movement for different reasons, and our structural engineers are trained to separate harmless cracking from genuine structural distress. We assess load paths, foundations, roof structure, floor joists and alterations, then explain what the building is telling us in plain English. home.co.uk records an average asking price of £378,790 in May 2026, so it makes sense to get the structure checked before you commit or before a small defect becomes a larger repair. Our team works as chartered structural engineers, with CEng and MIStructE experience, which means the inspection is led by engineering judgement rather than guesswork.
Buyers and homeowners usually ask for a structural survey after cracking appears, when doors begin to stick or after walls have been altered. In the Exeter postcode area, homedata.co.uk records show an average property price of £336,000 between April 2025 and March 2026, down 4% (£15,000) over the year, with 7,100 property sales in the same period. That level of activity brings a lot of older homes, extensions and mixed construction details into view. A structural survey helps you decide whether the issue is a simple repair, a monitoring job or a more serious matter that needs calculations and remedial specification.

A structural survey goes beyond a surface look at decoration or wear. Our structural engineers inspect foundations, load-bearing walls, lintels, roof members, floor joists and the junctions where old and new work meet. That matters in Exeter because movement often shows first where a property has been extended, altered or repaired without full structural input. We identify how the building is carrying its loads, then decide whether the visible defect fits the pattern of a structural problem.
In the Exeter postcode area, detached homes made up 33.9% of sales, terraced homes 31.7%, semi-detached homes 21.5% and flats 12.9% between April 2025 and March 2026. That spread means our inspections cover everything from mid-terrace masonry houses to larger detached homes with side additions, roof changes or removed internal walls. homedata.co.uk also records 209 newly built properties, which is 3.0% of sales, so most instructions still involve homes that have had time to move, settle or be altered. A proper survey traces the defect back to the cause instead of stopping at the crack itself.
We also look for signs that suggest the issue is structural rather than cosmetic. Uneven floor levels, distorted openings, roof spread and localised bulging can point to load transfer problems, even when the plaster damage looks minor. If damp is present, we separate moisture-related cracking from movement caused by foundation behaviour or timber distortion. The final report sets out what we found, what it means and what should happen next.

This varies street to street, so we go on your exact address rather than a town-wide average. That matters, because a structural diagnosis should follow evidence from the building rather than a postcode stereotype. Our engineers look at crack direction, historic alterations, foundation behaviour and the way the structure is loading today. For homes near the EX boundary, that measured approach is the safest way to deal with uncertainty.
Market data still gives useful clues about the local housing stock. home.co.uk records an average asking price of £378,790 in May 2026, while homedata.co.uk records an average property price of £336,000 between April 2025 and March 2026. Sales fell by 15.9%, a drop of 1,600 transactions, to 7,100 sales over the same period. When transactions soften and prices shift, buyers tend to look harder at structure, repairs and any hint of movement before exchange.
The house-type split also shapes the type of inspection we carry out. Detached properties accounted for 33.9% of sales, terraced homes for 31.7%, semi-detached homes for 21.5% and flats for 12.9%. Terraced and semi-detached houses can show movement around party walls, rear additions and bay fronts, while flats may need attention on shared walls, balconies or upper-storey load paths. Those differences matter in Exeter, because one survey format does not suit every property.
Cracks rarely tell the full story on their own. Diagonal cracking, stepped cracking through masonry, horizontal cracking and widening gaps around openings are all signs that need a proper engineering look. Sticking doors and windows, sloping floors and a visible gap between the wall and ceiling can point to movement in the structure, not just ageing plaster. If a wall has been removed for an open-plan layout, we check whether the new load path has been handled correctly.
Buyers in Exeter often ask for a survey after the selling process exposes a defect that was not obvious during a viewing. That is sensible, especially where homedata.co.uk records 7,100 property sales in the last 12 months and 3.0% of them were newly built, leaving many instructions focused on older or altered homes. A defect that looks small in a photograph can hide a deeper issue in the masonry, timber or foundation line. Our role is to decide whether the movement is historic, seasonal or progressive.
Some warning signs call for quicker action than others. A crack that appears stable over time can be monitored, while one that is widening, repeated or linked to distortion usually needs immediate inspection. Bulging walls, separation at ceiling lines and sudden changes after building work are stronger indicators of structural distress. We use the evidence from the site visit to decide whether monitoring, calculations or remedial design is the right next step.

We start with a short discussion about the crack pattern, any recent building work and the property history in Exeter. That helps us decide how urgent the inspection is and what areas need close attention.
Our structural engineer visits the property, usually for 2-3 hours depending on severity. We inspect the visible structure, measure movement where needed and look at the relationship between cracks, openings and load-bearing elements.
We record the defect pattern, check levels and review how the structure is carrying loads. If access is limited, we say so in the report rather than filling gaps with assumptions.
We compare the site evidence with structural behaviour and, where needed, prepare calculations for remedial work. This is where a structural survey differs from a general condition report.
The report is normally issued within 5-10 working days. It explains the cause, the likely significance and the repair options in clear language, with supporting sketches or calculations if required.
We talk through the findings with you once the report is ready. If the issue affects a purchase, insurance claim or repair quote, we can explain what to ask for next.
Not every crack means failure. Hairline cracks can come from shrinkage, thermal movement or small settlement that has already stabilised, while moderate cracking may need monitoring to see whether the pattern is changing. More serious signs include recurring widening, diagonal lines through masonry and cracks that return after patch repairs. Our engineers focus on change over time, because movement that progresses is more significant than damage that has already settled.
Seasonal movement can be misleading, especially in homes that respond to temperature, moisture or ventilation changes. A building can move a little in winter and appear to improve in summer, which is why a single visit is not always enough to diagnose subsidence. Where a subsidence claim is involved, insurers usually want monitoring over 12 months before remediation is agreed, so we help clients understand what evidence is needed. That process is slower than many homeowners expect, but it avoids rushed repairs that miss the real cause.
Exeter buyers often notice cracks after a survey has already started to raise questions about value or negotiation. homedata.co.uk records show the Exeter postcode area saw 1,600 fewer transactions over the last 12 months, a 15.9% fall, so people are being more cautious with visible defects. The right response depends on the crack pattern, the building type and whether the movement is active. We do not treat every crack the same, because a repaired historic fracture and a live structural fault need different solutions.
Rather than guess, our structural engineers check whether the foundation behaviour matches the signs in the building. If the movement is active, we look for the cause in the ground, the structure or the recent changes made to the property. That approach is more reliable than relying on a general area label.
Subsidence often shows first at vulnerable points such as bay fronts, shallow rear additions and junctions where old masonry meets newer work. In a market where detached homes made up 33.9% of sales and terraced homes 31.7%, these details are common enough to matter. Where trees are close to the building, roots can worsen drying in shrinkable ground, but we only raise that as a risk when the site evidence supports it. The report will say whether the movement is consistent with historic settlement, seasonal change or something that needs remediation.
Insurance claims need a careful paper trail. Insurers generally want evidence that records the movement over time, not just a single photograph of a crack. If the defect is structural, we can provide calculations and specifications for remedial works so a contractor knows what needs to be done. That saves time later, especially where a sale or claim depends on a clear engineering opinion.

You need a structural survey when cracking looks active, when floors slope, when doors or windows start sticking, or after structural alterations such as wall removal or a large extension. It is also sensible if a seller has mentioned subsidence, movement or repair history. In Exeter, the house-type mix and transaction volume mean buyers often want a clearer engineering opinion before exchange. Our structural engineers look at the whole load path, not just the visible damage.
A structural survey is carried out by a chartered structural engineer and focuses on load-bearing elements, movement, foundations and remedial design. A building survey is usually broader and is carried out by a RICS surveyor, with more emphasis on general condition and maintenance issues. If the question is "is the building structurally sound?", the structural survey is the better fit. If the question is "what condition is the property in overall?", a building survey may suit the brief.
Structural surveys in Exeter start from £500, with the final fee depending on the severity of the issue, the size of the property and how easy it is to access the affected areas. A larger detached house with roof space checks and floor level measurements may need more time than a straightforward inspection of a smaller terrace. If the problem needs calculations or extra reporting, that can affect the fee as well. We explain the scope before any booking is confirmed.
Most site visits take 2-3 hours, although a more complex case can take longer if access is limited or if the property has several areas of concern. The report is usually delivered within 5-10 working days after the inspection. That timescale gives us room to review measurements, photographs and any calculations that support the conclusions. If the matter is urgent, tell us at the outset so we can plan the visit accordingly.
Yes. A structural engineer can inspect the damage pattern, check whether the movement is ongoing and decide whether the signs are consistent with subsidence, settlement or another cause. We can also advise on monitoring, because insurers often want evidence gathered over 12 months before repair works are agreed. If the issue is structural, we can prepare calculations and repair specifications. That gives the insurer, buyer or contractor a clear technical basis to work from.
Sometimes, but not always. Cover depends on the policy wording, the cause of the damage and whether the claim is linked to an insured event rather than wear, poor maintenance or long-term movement. Our survey can give you the factual evidence needed to speak to the insurer with confidence. If the insurer asks for technical detail, we can set out the findings in a way that matches the repair question.
Yes, especially if the property has a history of alterations, visible cracking or a price that makes you want a stronger technical check. With homedata.co.uk recording 7,100 sales in the Exeter postcode area and a 15.9% drop in transactions over the last 12 months, buyers are paying closer attention to defects. A structural survey gives you more than a quick visual opinion. It gives you a clear view of risk before you commit.
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Suitable for a conventional home that needs a broad condition review
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Detailed inspection for older, altered or visibly defective properties
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Energy rating for sale or rental compliance
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Legal support once the survey findings are known
Structural survey fees in Exeter start from £500, although the final price depends on how complex the defect is and how much of the structure needs inspection. A simple crack check on a small property is not the same job as a survey for a home with suspected subsidence, altered walls or difficult roof access. Properties with several affected rooms, a loft conversion or a partially hidden foundation line usually take longer on site. Our quote reflects the actual inspection and reporting work, not a one-size-fits-all fee.
The report itself should do more than restate the problem. We set out what was inspected, what the defect means, whether movement appears active and what the next steps should be, including monitoring, repair or further opening up if needed. Where calculations are required, we include them or state what a contractor should work to. That makes the report useful for buyers, insurers and anyone pricing remedial work.
Turnaround is usually 5-10 working days after the site visit, although the timing can shift if the case needs extra investigation. On larger instructions, the surveyor may spend 2-3 hours at the property and then review levels, photographs and structural details in more depth before issuing the final document. home.co.uk records show an average asking price of £246,716 for 2 bedroom homes and £343,089 for 3 bedroom homes in Exeter, so a survey fee is small compared with the cost of missing a real defect. If you want a clear view of risk before you proceed, that early check is the sensible place to start.
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Chartered structural engineers, detailed reports
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.