Mortgages · Wrexham

Mortgages in Wrexham. The typical home needs £21,504 down.

The average home in Wrexham is £215,035 in the UK House Price Index for August 2026, up 3.8% on a year earlier. With a 10% deposit of £21,504, you would borrow £193,531.

Mortgages in Wrexham: a Homie illustration

£215,035average home, UK HPI
£21,50410% deposit
£43,007household income at 4.5× the loan
£0LTT for a first-time buyer

The short answer

Mortgages in Wrexham, in 30 seconds

The price: The average home in Wrexham is £215,035.
The deposit: 10% is £21,504. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £193,531 loan needs roughly £43,007 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Wrexham house prices since 2016

From £143,328 to £215,035. Up 22.7% over five years.

Average price each year to August 2026, Wrexham.

FAQ

Mortgages in Wrexham: your questions

How much deposit do I need to buy in Wrexham?

At the average price of £215,035, a 10% deposit is £21,504 and 5% is £10,752. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Wrexham?

With 10% down on the average home, the loan is £193,531. At 4.5 times income that means around £43,007 a year. Each lender sets its own limits, so treat this as a starting point.

Have Wrexham house prices gone up?

Over five years the average home is up 22.7%, and over the last year it is up 3.8%.

The rest of your move

Everything else for Wrexham

Ready when you are, Wrexham.

Mortgages for your Wrexham move, tracked in the same Homemove dashboard as everything else.

Get started