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Mortgages · Norwich

Mortgages in Norwich. The typical home needs £22,754 down.

The average home in Norwich is £227,535 in the UK House Price Index for August 2026, down 2% on a year earlier. With a 10% deposit of £22,754, you would borrow £204,781.

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Mortgages in Norwich: a mortgage adviser Homie with a key and a clipboard by a sold sign
  • £227,535average home, UK HPI
  • £22,75410% deposit
  • £45,507household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Norwich, in 30 seconds

The price
The average home in Norwich is £227,535.
The deposit
10% is £22,754. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £204,781 loan needs roughly £45,507 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Norwich house prices since 2016

From £183,525 to £227,535. Up 6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Norwich.

Nearby

How Norwich compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Norwich: your questions

How much deposit do I need to buy in Norwich?

At the average price of £227,535, a 10% deposit is £22,754 and 5% is £11,377. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Norwich?

With 10% down on the average home, the loan is £204,781. At 4.5 times income that means around £45,507 a year. Each lender sets its own limits, so treat this as a starting point.

Have Norwich house prices gone up?

Over five years the average home is up 6%, and over the last year it is down 2%.

How do Norwich house prices compare with nearby towns?

The average home in Norwich is £227,535. It costs more in Dereham (£266,835) and King's Lynn (£266,248). It costs less in Great Yarmouth (£204,630).

The rest of your move

Everything else for Norwich

Mortgages nearby

Ready when you are, Norwich.

Mortgages for your Norwich move, tracked in the same Homemove dashboard as everything else.

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