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Mortgages · Worthing

Mortgages in Worthing. The typical home needs £29,908 down.

The average home in Worthing is £299,075 in the UK House Price Index for August 2026, down 5% on a year earlier. With a 10% deposit of £29,908, you would borrow £269,167.

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Mortgages in Worthing: a Homie illustration
  • £299,075average home, UK HPI
  • £29,90810% deposit
  • £59,815household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Worthing, in 30 seconds

The price
The average home in Worthing is £299,075.
The deposit
10% is £29,908. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £269,167 loan needs roughly £59,815 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Worthing house prices since 2016

From £245,965 to £299,075. Up 1.6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Worthing.

Nearby

How Worthing compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Worthing: your questions

How much deposit do I need to buy in Worthing?

At the average price of £299,075, a 10% deposit is £29,908 and 5% is £14,954. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Worthing?

With 10% down on the average home, the loan is £269,167. At 4.5 times income that means around £59,815 a year. Each lender sets its own limits, so treat this as a starting point.

Have Worthing house prices gone up?

Over five years the average home is up 1.6%, and over the last year it is down 5%.

How do Worthing house prices compare with nearby towns?

The average home in Worthing is £299,075. It costs more in Horsham (£441,491) and East Grinstead (£431,904).

The rest of your move

Everything else for Worthing

Mortgages nearby

Ready when you are, Worthing.

Mortgages for your Worthing move, tracked in the same Homemove dashboard as everything else.

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