Mortgages · Worksop

Mortgages in Worksop. The typical home needs £21,149 down.

The average home in Worksop (the Bassetlaw area) is £211,488 in the UK House Price Index for August 2026, up 2.7% on a year earlier. With a 10% deposit of £21,149, you would borrow £190,339.

Mortgages in Worksop: a Homie illustration
  • £211,488average home, UK HPI
  • £21,14910% deposit
  • £42,298household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Worksop, in 30 seconds

The price
The average home in Worksop is £211,488.
The deposit
10% is £21,149. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £190,339 loan needs roughly £42,298 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Worksop house prices since 2016

From £137,986 to £211,488. Up 20.9% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Bassetlaw.

Nearby

How Worksop compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Worksop: your questions

How much deposit do I need to buy in Worksop?

At the average price of £211,488, a 10% deposit is £21,149 and 5% is £10,574. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Worksop?

With 10% down on the average home, the loan is £190,339. At 4.5 times income that means around £42,298 a year. Each lender sets its own limits, so treat this as a starting point.

Have Worksop house prices gone up?

Over five years the average home is up 20.9%, and over the last year it is up 2.7%.

How do Worksop house prices compare with nearby towns?

The average home in Worksop is £211,488. It costs more in Newark (£236,524). It costs less in Nottingham (£189,547) and Mansfield (£184,895).

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