Mortgages · Wigston

Mortgages in Wigston. The typical home needs £25,750 down.

The average home in Wigston (the Oadby and Wigston area) is £257,504 in the UK House Price Index for August 2026, down 1.5% on a year earlier. With a 10% deposit of £25,750, you would borrow £231,754.

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Mortgages in Wigston: a Homie illustration

£257,504average home, UK HPI
£25,75010% deposit
£51,501household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Wigston, in 30 seconds

The price: The average home in Wigston is £257,504.
The deposit: 10% is £25,750. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £231,754 loan needs roughly £51,501 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Wigston house prices since 2016

From £186,747 to £257,504. Up 9.2% over five years.

Average price each year to August 2026, Oadby and Wigston.

Nearby

How Wigston compares with its neighbours

Average home in each council area, with the change over five years.

Market Harborough £341,706+15.1%
Ashby-de-la-Zouch £282,397+15.6%
Loughborough £270,351+17.1%
Hinckley £258,960+15.6%
Wigston £257,504+9.2%
Leicester £226,881+13.7%

FAQ

Mortgages in Wigston: your questions

How much deposit do I need to buy in Wigston?

At the average price of £257,504, a 10% deposit is £25,750 and 5% is £12,875. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Wigston?

With 10% down on the average home, the loan is £231,754. At 4.5 times income that means around £51,501 a year. Each lender sets its own limits, so treat this as a starting point.

Have Wigston house prices gone up?

Over five years the average home is up 9.2%, and over the last year it is down 1.5%.

How do Wigston house prices compare with nearby towns?

The average home in Wigston is £257,504. It costs more in Market Harborough (£341,706) and Ashby-de-la-Zouch (£282,397). It costs less in Leicester (£226,881).

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