Mortgages · Warwick

Mortgages in Warwick. The typical home needs £37,092 down.

The average home in Warwick is £370,924 in the UK House Price Index for August 2026, up 1.5% on a year earlier. With a 10% deposit of £37,092, you would borrow £333,832.

Mortgages in Warwick: a Homie illustration
  • £370,924average home, UK HPI
  • £37,09210% deposit
  • £74,185household income at 4.5× the loan
  • £3,546stamp duty for a first-time buyer
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The short answer

Mortgages in Warwick, in 30 seconds

The price
The average home in Warwick is £370,924.
The deposit
10% is £37,092. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £333,832 loan needs roughly £74,185 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Warwick house prices since 2016

From £283,543 to £370,924. Up 17% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Warwick.

Nearby

How Warwick compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Warwick: your questions

How much deposit do I need to buy in Warwick?

At the average price of £370,924, a 10% deposit is £37,092 and 5% is £18,546. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Warwick?

With 10% down on the average home, the loan is £333,832. At 4.5 times income that means around £74,185 a year. Each lender sets its own limits, so treat this as a starting point.

Have Warwick house prices gone up?

Over five years the average home is up 17%, and over the last year it is up 1.5%.

How do Warwick house prices compare with nearby towns?

The average home in Warwick is £370,924. It costs more in Stratford-upon-Avon (£396,711). It costs less in Rugby (£278,324) and Nuneaton (£226,730).

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