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Mortgages · Walsall

Mortgages in Walsall. The typical home needs £21,688 down.

The average home in Walsall is £216,878 in the UK House Price Index for August 2026, up 2.6% on a year earlier. With a 10% deposit of £21,688, you would borrow £195,190.

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Mortgages in Walsall: a Homie illustration
  • £216,878average home, UK HPI
  • £21,68810% deposit
  • £43,376household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Walsall, in 30 seconds

The price
The average home in Walsall is £216,878.
The deposit
10% is £21,688. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £195,190 loan needs roughly £43,376 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Walsall house prices since 2016

From £140,284 to £216,878. Up 19% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Walsall.

Nearby

How Walsall compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Walsall: your questions

How much deposit do I need to buy in Walsall?

At the average price of £216,878, a 10% deposit is £21,688 and 5% is £10,844. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Walsall?

With 10% down on the average home, the loan is £195,190. At 4.5 times income that means around £43,376 a year. Each lender sets its own limits, so treat this as a starting point.

Have Walsall house prices gone up?

Over five years the average home is up 19%, and over the last year it is up 2.6%.

How do Walsall house prices compare with nearby towns?

The average home in Walsall is £216,878. It costs more in Solihull (£332,022) and Birmingham (£234,867). It costs less in West Bromwich (£207,065).

The rest of your move

Everything else for Walsall

Mortgages nearby

Ready when you are, Walsall.

Mortgages for your Walsall move, tracked in the same Homemove dashboard as everything else.

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