Mortgages · Trowbridge

Mortgages in Trowbridge. The typical home needs £32,810 down.

The average home in Trowbridge (the Wiltshire area) is £328,102 in the UK House Price Index for August 2026, up 1.5% on a year earlier. With a 10% deposit of £32,810, you would borrow £295,292.

Mortgages in Trowbridge: a Homie illustration

£328,102average home, UK HPI
£32,81010% deposit
£65,620household income at 4.5× the loan
£1,405stamp duty for a first-time buyer

The short answer

Mortgages in Trowbridge, in 30 seconds

The price: The average home in Trowbridge is £328,102.
The deposit: 10% is £32,810. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £295,292 loan needs roughly £65,620 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Trowbridge house prices since 2016

From £256,576 to £328,102. Up 13.7% over five years.

Average price each year to August 2026, Wiltshire.

Nearby

How Trowbridge compares with its neighbours

Average home in each council area, with the change over five years.

Trowbridge £328,102+13.7%
Swindon £263,685+15.3%

FAQ

Mortgages in Trowbridge: your questions

How much deposit do I need to buy in Trowbridge?

At the average price of £328,102, a 10% deposit is £32,810 and 5% is £16,405. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Trowbridge?

With 10% down on the average home, the loan is £295,292. At 4.5 times income that means around £65,620 a year. Each lender sets its own limits, so treat this as a starting point.

Have Trowbridge house prices gone up?

Over five years the average home is up 13.7%, and over the last year it is up 1.5%.

How do Trowbridge house prices compare with nearby towns?

The average home in Trowbridge is £328,102. It costs less in Swindon (£263,685).

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