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Mortgages · Sudbury

Mortgages in Sudbury. The typical home needs £33,121 down.

The average home in Sudbury (the Babergh area) is £331,207 in the UK House Price Index for August 2026, up 0.9% on a year earlier. With a 10% deposit of £33,121, you would borrow £298,086.

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Mortgages in Sudbury: a Homie illustration
  • £331,207average home, UK HPI
  • £33,12110% deposit
  • £66,241household income at 4.5× the loan
  • £1,560stamp duty for a first-time buyer
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The short answer

Mortgages in Sudbury, in 30 seconds

The price
The average home in Sudbury is £331,207.
The deposit
10% is £33,121. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £298,086 loan needs roughly £66,241 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Sudbury house prices since 2016

From £255,813 to £331,207. Up 7.6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Babergh.

Nearby

How Sudbury compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Sudbury: your questions

How much deposit do I need to buy in Sudbury?

At the average price of £331,207, a 10% deposit is £33,121 and 5% is £16,560. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Sudbury?

With 10% down on the average home, the loan is £298,086. At 4.5 times income that means around £66,241 a year. Each lender sets its own limits, so treat this as a starting point.

Have Sudbury house prices gone up?

Over five years the average home is up 7.6%, and over the last year it is up 0.9%.

How do Sudbury house prices compare with nearby towns?

The average home in Sudbury is £331,207. It costs less in Felixstowe (£277,949) and Ipswich (£226,175).

The rest of your move

Everything else for Sudbury

Mortgages nearby

Ready when you are, Sudbury.

Mortgages for your Sudbury move, tracked in the same Homemove dashboard as everything else.

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