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Mortgages · Stroud

Mortgages in Stroud. The typical home needs £35,342 down.

The average home in Stroud is £353,416 in the UK House Price Index for August 2026, up 2.2% on a year earlier. With a 10% deposit of £35,342, you would borrow £318,074.

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Mortgages in Stroud: a Homie illustration
  • £353,416average home, UK HPI
  • £35,34210% deposit
  • £70,683household income at 4.5× the loan
  • £2,671stamp duty for a first-time buyer
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The short answer

Mortgages in Stroud, in 30 seconds

The price
The average home in Stroud is £353,416.
The deposit
10% is £35,342. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £318,074 loan needs roughly £70,683 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Stroud house prices since 2016

From £251,933 to £353,416. Up 20.9% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Stroud.

Nearby

How Stroud compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Stroud: your questions

How much deposit do I need to buy in Stroud?

At the average price of £353,416, a 10% deposit is £35,342 and 5% is £17,671. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Stroud?

With 10% down on the average home, the loan is £318,074. At 4.5 times income that means around £70,683 a year. Each lender sets its own limits, so treat this as a starting point.

Have Stroud house prices gone up?

Over five years the average home is up 20.9%, and over the last year it is up 2.2%.

How do Stroud house prices compare with nearby towns?

The average home in Stroud is £353,416. It costs less in Cheltenham (£328,178) and Gloucester (£237,705).

The rest of your move

Everything else for Stroud

Mortgages nearby

Ready when you are, Stroud.

Mortgages for your Stroud move, tracked in the same Homemove dashboard as everything else.

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