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Mortgages · Stratford-upon-Avon

Mortgages in Stratford-upon-Avon. The typical home needs £39,671 down.

The average home in Stratford-upon-Avon (the Stratford-on-Avon area) is £396,711 in the UK House Price Index for August 2026, up 1.3% on a year earlier. With a 10% deposit of £39,671, you would borrow £357,040.

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Mortgages in Stratford-upon-Avon: a Homie illustration
  • £396,711average home, UK HPI
  • £39,67110% deposit
  • £79,342household income at 4.5× the loan
  • £4,836stamp duty for a first-time buyer
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The short answer

Mortgages in Stratford-upon-Avon, in 30 seconds

The price
The average home in Stratford-upon-Avon is £396,711.
The deposit
10% is £39,671. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £357,040 loan needs roughly £79,342 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Stratford-upon-Avon house prices since 2016

From £297,238 to £396,711. Up 15.6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Stratford-on-Avon.

Nearby

How Stratford-upon-Avon compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Stratford-upon-Avon: your questions

How much deposit do I need to buy in Stratford-upon-Avon?

At the average price of £396,711, a 10% deposit is £39,671 and 5% is £19,836. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Stratford-upon-Avon?

With 10% down on the average home, the loan is £357,040. At 4.5 times income that means around £79,342 a year. Each lender sets its own limits, so treat this as a starting point.

Have Stratford-upon-Avon house prices gone up?

Over five years the average home is up 15.6%, and over the last year it is up 1.3%.

How do Stratford-upon-Avon house prices compare with nearby towns?

The average home in Stratford-upon-Avon is £396,711. It costs less in Rugby (£278,324) and Nuneaton (£226,730).

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Everything else for Stratford-upon-Avon

Mortgages nearby

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Mortgages for your Stratford-upon-Avon move, tracked in the same Homemove dashboard as everything else.

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