Mortgages · Stourbridge

Mortgages in Stourbridge. The typical home needs £23,382 down.

The average home in Stourbridge (the Dudley area) is £233,819 in the UK House Price Index for August 2026, up 3.4% on a year earlier. With a 10% deposit of £23,382, you would borrow £210,437.

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Mortgages in Stourbridge: a Homie illustration

£233,819average home, UK HPI
£23,38210% deposit
£46,764household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Stourbridge, in 30 seconds

The price: The average home in Stourbridge is £233,819.
The deposit: 10% is £23,382. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £210,437 loan needs roughly £46,764 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Stourbridge house prices since 2016

From £146,035 to £233,819. Up 20.5% over five years.

Average price each year to August 2026, Dudley.

Nearby

How Stourbridge compares with its neighbours

Average home in each council area, with the change over five years.

Solihull £332,022+8.6%
Birmingham £234,867+12.6%
Stourbridge £233,819+20.5%
Coventry £227,721+14.9%
Walsall £216,878+19%
West Bromwich £207,065+21.3%

FAQ

Mortgages in Stourbridge: your questions

How much deposit do I need to buy in Stourbridge?

At the average price of £233,819, a 10% deposit is £23,382 and 5% is £11,691. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Stourbridge?

With 10% down on the average home, the loan is £210,437. At 4.5 times income that means around £46,764 a year. Each lender sets its own limits, so treat this as a starting point.

Have Stourbridge house prices gone up?

Over five years the average home is up 20.5%, and over the last year it is up 3.4%.

How do Stourbridge house prices compare with nearby towns?

The average home in Stourbridge is £233,819. It costs more in Solihull (£332,022) and Birmingham (£234,867). It costs less in Walsall (£216,878) and West Bromwich (£207,065).

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