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Mortgages · Stockport

Mortgages in Stockport. The typical home needs £31,902 down.

The average home in Stockport is £319,016 in the UK House Price Index for August 2026, up 3.9% on a year earlier. With a 10% deposit of £31,902, you would borrow £287,114.

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Mortgages in Stockport: a Homie illustration
  • £319,016average home, UK HPI
  • £31,90210% deposit
  • £63,803household income at 4.5× the loan
  • £951stamp duty for a first-time buyer
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The short answer

Mortgages in Stockport, in 30 seconds

The price
The average home in Stockport is £319,016.
The deposit
10% is £31,902. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £287,114 loan needs roughly £63,803 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Stockport house prices since 2016

From £200,738 to £319,016. Up 24.3% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Stockport.

Nearby

How Stockport compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Stockport: your questions

How much deposit do I need to buy in Stockport?

At the average price of £319,016, a 10% deposit is £31,902 and 5% is £15,951. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Stockport?

With 10% down on the average home, the loan is £287,114. At 4.5 times income that means around £63,803 a year. Each lender sets its own limits, so treat this as a starting point.

Have Stockport house prices gone up?

Over five years the average home is up 24.3%, and over the last year it is up 3.9%.

How do Stockport house prices compare with nearby towns?

The average home in Stockport is £319,016. It costs more in Altrincham (£393,897). It costs less in Bolton (£203,951) and Leigh (£194,393).

The rest of your move

Everything else for Stockport

Mortgages nearby

Ready when you are, Stockport.

Mortgages for your Stockport move, tracked in the same Homemove dashboard as everything else.

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