Mortgages · Shoreham

Mortgages in Shoreham. The typical home needs £37,899 down.

The average home in Shoreham (the Adur area) is £378,990 in the UK House Price Index for August 2026, up 0% on a year earlier. With a 10% deposit of £37,899, you would borrow £341,091.

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Mortgages in Shoreham: a Homie illustration

£378,990average home, UK HPI
£37,89910% deposit
£75,798household income at 4.5× the loan
£3,950stamp duty for a first-time buyer

The short answer

Mortgages in Shoreham, in 30 seconds

The price: The average home in Shoreham is £378,990.
The deposit: 10% is £37,899. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £341,091 loan needs roughly £75,798 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Shoreham house prices since 2016

From £295,910 to £378,990. Up 8.3% over five years.

Average price each year to August 2026, Adur.

Nearby

How Shoreham compares with its neighbours

Average home in each council area, with the change over five years.

Horsham £441,491+12.8%
East Grinstead £431,904+13.2%
Chichester £428,364+5.3%
Shoreham £378,990+8.3%
Crawley £332,097+14.8%
Bognor Regis £320,505+4.7%

FAQ

Mortgages in Shoreham: your questions

How much deposit do I need to buy in Shoreham?

At the average price of £378,990, a 10% deposit is £37,899 and 5% is £18,950. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Shoreham?

With 10% down on the average home, the loan is £341,091. At 4.5 times income that means around £75,798 a year. Each lender sets its own limits, so treat this as a starting point.

Have Shoreham house prices gone up?

Over five years the average home is up 8.3%, and over the last year it is up 0%.

How do Shoreham house prices compare with nearby towns?

The average home in Shoreham is £378,990. It costs more in Horsham (£441,491) and East Grinstead (£431,904). It costs less in Crawley (£332,097) and Bognor Regis (£320,505).

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