Mortgages · Seaford

Mortgages in Seaford. The typical home needs £37,431 down.

The average home in Seaford (the Lewes area) is £374,305 in the UK House Price Index for August 2026, up 1.5% on a year earlier. With a 10% deposit of £37,431, you would borrow £336,874.

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Mortgages in Seaford: a Homie illustration

£374,305average home, UK HPI
£37,43110% deposit
£74,861household income at 4.5× the loan
£3,715stamp duty for a first-time buyer

The short answer

Mortgages in Seaford, in 30 seconds

The price: The average home in Seaford is £374,305.
The deposit: 10% is £37,431. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £336,874 loan needs roughly £74,861 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Seaford house prices since 2016

From £309,173 to £374,305. Up 4.8% over five years.

Average price each year to August 2026, Lewes.

Nearby

How Seaford compares with its neighbours

Average home in each council area, with the change over five years.

Brighton £408,240+4.2%
Crowborough £380,679+2.6%
Seaford £374,305+4.8%
Bexhill-on-Sea £335,680+6.6%
Eastbourne £255,642+1.9%
Hastings £238,780-2.4%

FAQ

Mortgages in Seaford: your questions

How much deposit do I need to buy in Seaford?

At the average price of £374,305, a 10% deposit is £37,431 and 5% is £18,715. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Seaford?

With 10% down on the average home, the loan is £336,874. At 4.5 times income that means around £74,861 a year. Each lender sets its own limits, so treat this as a starting point.

Have Seaford house prices gone up?

Over five years the average home is up 4.8%, and over the last year it is up 1.5%.

How do Seaford house prices compare with nearby towns?

The average home in Seaford is £374,305. It costs more in Brighton (£408,240) and Crowborough (£380,679). It costs less in Eastbourne (£255,642) and Hastings (£238,780).

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