Mortgages · Rushden

Mortgages in Rushden. The typical home needs £25,288 down.

The average home in Rushden (the North Northamptonshire area) is £252,884 in the UK House Price Index for August 2026, up 0.1% on a year earlier. With a 10% deposit of £25,288, you would borrow £227,596.

Mortgages in Rushden: a Homie illustration

£252,884average home, UK HPI
£25,28810% deposit
£50,577household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Rushden, in 30 seconds

The price: The average home in Rushden is £252,884.
The deposit: 10% is £25,288. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £227,596 loan needs roughly £50,577 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Rushden house prices since 2016

From £176,581 to £252,884. Up 10.8% over five years.

Average price each year to August 2026, North Northamptonshire.

Nearby

How Rushden compares with its neighbours

Average home in each council area, with the change over five years.

Daventry £289,726+12.2%
Rushden £252,884+10.8%

FAQ

Mortgages in Rushden: your questions

How much deposit do I need to buy in Rushden?

At the average price of £252,884, a 10% deposit is £25,288 and 5% is £12,644. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Rushden?

With 10% down on the average home, the loan is £227,596. At 4.5 times income that means around £50,577 a year. Each lender sets its own limits, so treat this as a starting point.

Have Rushden house prices gone up?

Over five years the average home is up 10.8%, and over the last year it is up 0.1%.

How do Rushden house prices compare with nearby towns?

The average home in Rushden is £252,884. It costs more in Daventry (£289,726).

The rest of your move

Everything else for Rushden

Mortgages nearby

Ready when you are, Rushden.

Mortgages for your Rushden move, tracked in the same Homemove dashboard as everything else.

Get started