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Mortgages · Northallerton

Mortgages in Northallerton. The typical home needs £27,008 down.

The average home in Northallerton (the North Yorkshire area) is £270,080 in the UK House Price Index for August 2026, up 1.7% on a year earlier. With a 10% deposit of £27,008, you would borrow £243,072.

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Mortgages in Northallerton: a Homie illustration
  • £270,080average home, UK HPI
  • £27,00810% deposit
  • £54,016household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Northallerton, in 30 seconds

The price
The average home in Northallerton is £270,080.
The deposit
10% is £27,008. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £243,072 loan needs roughly £54,016 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Northallerton house prices since 2016

From £204,701 to £270,080. Up 11.9% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, North Yorkshire.

Nearby

How Northallerton compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Northallerton: your questions

How much deposit do I need to buy in Northallerton?

At the average price of £270,080, a 10% deposit is £27,008 and 5% is £13,504. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Northallerton?

With 10% down on the average home, the loan is £243,072. At 4.5 times income that means around £54,016 a year. Each lender sets its own limits, so treat this as a starting point.

Have Northallerton house prices gone up?

Over five years the average home is up 11.9%, and over the last year it is up 1.7%.

How do Northallerton house prices compare with nearby towns?

The average home in Northallerton is £270,080. It costs more in York (£311,865). It costs less in Redcar (£146,259) and Middlesbrough (£142,868).

The rest of your move

Everything else for Northallerton

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Ready when you are, Northallerton.

Mortgages for your Northallerton move, tracked in the same Homemove dashboard as everything else.

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