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Mortgages · Maidenhead

Mortgages in Maidenhead. The typical home needs £58,369 down.

The average home in Maidenhead (the Windsor and Maidenhead area) is £583,688 in the UK House Price Index for August 2026, down 0.2% on a year earlier. With a 10% deposit of £58,369, you would borrow £525,319.

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Mortgages in Maidenhead: a Homie illustration
  • £583,688average home, UK HPI
  • £58,36910% deposit
  • £116,738household income at 4.5× the loan
  • £19,184stamp duty for a first-time buyer
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The short answer

Mortgages in Maidenhead, in 30 seconds

The price
The average home in Maidenhead is £583,688.
The deposit
10% is £58,369. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £525,319 loan needs roughly £116,738 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Maidenhead house prices since 2016

From £500,048 to £583,688. Up 12.3% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Windsor and Maidenhead.

Nearby

How Maidenhead compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Maidenhead: your questions

How much deposit do I need to buy in Maidenhead?

At the average price of £583,688, a 10% deposit is £58,369 and 5% is £29,184. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Maidenhead?

With 10% down on the average home, the loan is £525,319. At 4.5 times income that means around £116,738 a year. Each lender sets its own limits, so treat this as a starting point.

Have Maidenhead house prices gone up?

Over five years the average home is up 12.3%, and over the last year it is down 0.2%.

How do Maidenhead house prices compare with nearby towns?

The average home in Maidenhead is £583,688. It costs less in Reading (£350,501) and Slough (£349,397).

The rest of your move

Everything else for Maidenhead

Mortgages nearby

Ready when you are, Maidenhead.

Mortgages for your Maidenhead move, tracked in the same Homemove dashboard as everything else.

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