Mortgages · Loughborough

Mortgages in Loughborough. The typical home needs £27,035 down.

The average home in Loughborough (the Charnwood area) is £270,351 in the UK House Price Index for August 2026, up 0.4% on a year earlier. With a 10% deposit of £27,035, you would borrow £243,316.

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Mortgages in Loughborough: a Homie illustration

£270,351average home, UK HPI
£27,03510% deposit
£54,070household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Loughborough, in 30 seconds

The price: The average home in Loughborough is £270,351.
The deposit: 10% is £27,035. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £243,316 loan needs roughly £54,070 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Loughborough house prices since 2016

From £185,432 to £270,351. Up 17.1% over five years.

Average price each year to August 2026, Charnwood.

Nearby

How Loughborough compares with its neighbours

Average home in each council area, with the change over five years.

Market Harborough £341,706+15.1%
Melton Mowbray £286,469+12.9%
Ashby-de-la-Zouch £282,397+15.6%
Loughborough £270,351+17.1%
Hinckley £258,960+15.6%
Leicester £226,881+13.7%

FAQ

Mortgages in Loughborough: your questions

How much deposit do I need to buy in Loughborough?

At the average price of £270,351, a 10% deposit is £27,035 and 5% is £13,518. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Loughborough?

With 10% down on the average home, the loan is £243,316. At 4.5 times income that means around £54,070 a year. Each lender sets its own limits, so treat this as a starting point.

Have Loughborough house prices gone up?

Over five years the average home is up 17.1%, and over the last year it is up 0.4%.

How do Loughborough house prices compare with nearby towns?

The average home in Loughborough is £270,351. It costs more in Market Harborough (£341,706) and Melton Mowbray (£286,469). It costs less in Hinckley (£258,960) and Leicester (£226,881).

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