Mortgages · Long Eaton

Mortgages in Long Eaton. The typical home needs £21,851 down.

The average home in Long Eaton (the Erewash area) is £218,506 in the UK House Price Index for August 2026, up 1.4% on a year earlier. With a 10% deposit of £21,851, you would borrow £196,655.

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Mortgages in Long Eaton: a Homie illustration

£218,506average home, UK HPI
£21,85110% deposit
£43,701household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Long Eaton, in 30 seconds

The price: The average home in Long Eaton is £218,506.
The deposit: 10% is £21,851. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £196,655 loan needs roughly £43,701 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Long Eaton house prices since 2016

From £143,950 to £218,506. Up 16.5% over five years.

Average price each year to August 2026, Erewash.

Nearby

How Long Eaton compares with its neighbours

Average home in each council area, with the change over five years.

Buxton £265,635+26.1%
Belper £232,141+19.5%
Long Eaton £218,506+16.5%
Derby £210,076+17.3%
Chesterfield £202,519+14.3%

FAQ

Mortgages in Long Eaton: your questions

How much deposit do I need to buy in Long Eaton?

At the average price of £218,506, a 10% deposit is £21,851 and 5% is £10,925. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Long Eaton?

With 10% down on the average home, the loan is £196,655. At 4.5 times income that means around £43,701 a year. Each lender sets its own limits, so treat this as a starting point.

Have Long Eaton house prices gone up?

Over five years the average home is up 16.5%, and over the last year it is up 1.4%.

How do Long Eaton house prices compare with nearby towns?

The average home in Long Eaton is £218,506. It costs more in Buxton (£265,635) and Belper (£232,141). It costs less in Derby (£210,076) and Chesterfield (£202,519).

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