Mortgages · Leamington Spa

Mortgages in Leamington Spa. The typical home needs £37,092 down.

The average home in Leamington Spa (the Warwick area) is £370,924 in the UK House Price Index for August 2026, up 1.5% on a year earlier. With a 10% deposit of £37,092, you would borrow £333,832.

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Mortgages in Leamington Spa: a Homie illustration

£370,924average home, UK HPI
£37,09210% deposit
£74,185household income at 4.5× the loan
£3,546stamp duty for a first-time buyer

The short answer

Mortgages in Leamington Spa, in 30 seconds

The price: The average home in Leamington Spa is £370,924.
The deposit: 10% is £37,092. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £333,832 loan needs roughly £74,185 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Leamington Spa house prices since 2016

From £283,543 to £370,924. Up 17% over five years.

Average price each year to August 2026, Warwick.

Nearby

How Leamington Spa compares with its neighbours

Average home in each council area, with the change over five years.

Stratford-upon-Avon £396,711+15.6%
Leamington Spa £370,924+17%
Rugby £278,324+12.5%
Nuneaton £226,730+15.8%

FAQ

Mortgages in Leamington Spa: your questions

How much deposit do I need to buy in Leamington Spa?

At the average price of £370,924, a 10% deposit is £37,092 and 5% is £18,546. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Leamington Spa?

With 10% down on the average home, the loan is £333,832. At 4.5 times income that means around £74,185 a year. Each lender sets its own limits, so treat this as a starting point.

Have Leamington Spa house prices gone up?

Over five years the average home is up 17%, and over the last year it is up 1.5%.

How do Leamington Spa house prices compare with nearby towns?

The average home in Leamington Spa is £370,924. It costs more in Stratford-upon-Avon (£396,711). It costs less in Rugby (£278,324) and Nuneaton (£226,730).

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