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Mortgages · King's Lynn

Mortgages in King's Lynn. The typical home needs £26,625 down.

The average home in King's Lynn (the King's Lynn and West Norfolk area) is £266,248 in the UK House Price Index for August 2026, up 2.6% on a year earlier. With a 10% deposit of £26,625, you would borrow £239,623.

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Mortgages in King's Lynn: a Homie illustration
  • £266,248average home, UK HPI
  • £26,62510% deposit
  • £53,250household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in King's Lynn, in 30 seconds

The price
The average home in King's Lynn is £266,248.
The deposit
10% is £26,625. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £239,623 loan needs roughly £53,250 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

King's Lynn house prices since 2016

From £192,926 to £266,248. Up 11.5% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, King's Lynn and West Norfolk .

Nearby

How King's Lynn compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in King's Lynn: your questions

How much deposit do I need to buy in King's Lynn?

At the average price of £266,248, a 10% deposit is £26,625 and 5% is £13,312. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in King's Lynn?

With 10% down on the average home, the loan is £239,623. At 4.5 times income that means around £53,250 a year. Each lender sets its own limits, so treat this as a starting point.

Have King's Lynn house prices gone up?

Over five years the average home is up 11.5%, and over the last year it is up 2.6%.

How do King's Lynn house prices compare with nearby towns?

The average home in King's Lynn is £266,248. It costs more in Dereham (£266,835). It costs less in Norwich (£227,535) and Great Yarmouth (£204,630).

The rest of your move

Everything else for King's Lynn

Mortgages nearby

Ready when you are, King's Lynn.

Mortgages for your King's Lynn move, tracked in the same Homemove dashboard as everything else.

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