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Mortgages · Hove

Mortgages in Hove. The typical home needs £40,824 down.

The average home in Hove (the Brighton and Hove area) is £408,240 in the UK House Price Index for August 2026, down 2.1% on a year earlier. With a 10% deposit of £40,824, you would borrow £367,416.

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Mortgages in Hove: a Homie illustration
  • £408,240average home, UK HPI
  • £40,82410% deposit
  • £81,648household income at 4.5× the loan
  • £5,412stamp duty for a first-time buyer
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The short answer

Mortgages in Hove, in 30 seconds

The price
The average home in Hove is £408,240.
The deposit
10% is £40,824. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £367,416 loan needs roughly £81,648 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Hove house prices since 2016

From £342,753 to £408,240. Up 4.2% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Brighton and Hove.

Nearby

How Hove compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Hove: your questions

How much deposit do I need to buy in Hove?

At the average price of £408,240, a 10% deposit is £40,824 and 5% is £20,412. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Hove?

With 10% down on the average home, the loan is £367,416. At 4.5 times income that means around £81,648 a year. Each lender sets its own limits, so treat this as a starting point.

Have Hove house prices gone up?

Over five years the average home is up 4.2%, and over the last year it is down 2.1%.

How do Hove house prices compare with nearby towns?

The average home in Hove is £408,240. It costs less in Eastbourne (£255,642) and Hastings (£238,780).

The rest of your move

Everything else for Hove

Mortgages nearby

Ready when you are, Hove.

Mortgages for your Hove move, tracked in the same Homemove dashboard as everything else.

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