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Mortgages · Horsham

Mortgages in Horsham. The typical home needs £44,149 down.

The average home in Horsham is £441,491 in the UK House Price Index for August 2026, down 0.5% on a year earlier. With a 10% deposit of £44,149, you would borrow £397,342.

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Mortgages in Horsham: a Homie illustration
  • £441,491average home, UK HPI
  • £44,14910% deposit
  • £88,298household income at 4.5× the loan
  • £7,075stamp duty for a first-time buyer
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The short answer

Mortgages in Horsham, in 30 seconds

The price
The average home in Horsham is £441,491.
The deposit
10% is £44,149. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £397,342 loan needs roughly £88,298 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Horsham house prices since 2016

From £373,449 to £441,491. Up 12.8% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Horsham.

Nearby

How Horsham compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Horsham: your questions

How much deposit do I need to buy in Horsham?

At the average price of £441,491, a 10% deposit is £44,149 and 5% is £22,075. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Horsham?

With 10% down on the average home, the loan is £397,342. At 4.5 times income that means around £88,298 a year. Each lender sets its own limits, so treat this as a starting point.

Have Horsham house prices gone up?

Over five years the average home is up 12.8%, and over the last year it is down 0.5%.

How do Horsham house prices compare with nearby towns?

The average home in Horsham is £441,491. It costs less in Crawley (£332,097) and Bognor Regis (£320,505).

The rest of your move

Everything else for Horsham

Mortgages nearby

Ready when you are, Horsham.

Mortgages for your Horsham move, tracked in the same Homemove dashboard as everything else.

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