Mortgages · Henley-on-Thames

Mortgages in Henley-on-Thames. The typical home needs £47,143 down.

The average home in Henley-on-Thames (the South Oxfordshire area) is £471,427 in the UK House Price Index for August 2026, up 2.2% on a year earlier. With a 10% deposit of £47,143, you would borrow £424,284.

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Mortgages in Henley-on-Thames: a Homie illustration

£471,427average home, UK HPI
£47,14310% deposit
£94,285household income at 4.5× the loan
£8,571stamp duty for a first-time buyer

The short answer

Mortgages in Henley-on-Thames, in 30 seconds

The price: The average home in Henley-on-Thames is £471,427.
The deposit: 10% is £47,143. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £424,284 loan needs roughly £94,285 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Henley-on-Thames house prices since 2016

From £378,543 to £471,427. Up 10.5% over five years.

Average price each year to August 2026, South Oxfordshire.

Nearby

How Henley-on-Thames compares with its neighbours

Average home in each council area, with the change over five years.

Oxford £478,080+6.2%
Henley-on-Thames £471,427+10.5%
Witney £416,123+17.1%
Abingdon-on-Thames £411,712+18.7%
Banbury £355,981+14.1%

FAQ

Mortgages in Henley-on-Thames: your questions

How much deposit do I need to buy in Henley-on-Thames?

At the average price of £471,427, a 10% deposit is £47,143 and 5% is £23,571. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Henley-on-Thames?

With 10% down on the average home, the loan is £424,284. At 4.5 times income that means around £94,285 a year. Each lender sets its own limits, so treat this as a starting point.

Have Henley-on-Thames house prices gone up?

Over five years the average home is up 10.5%, and over the last year it is up 2.2%.

How do Henley-on-Thames house prices compare with nearby towns?

The average home in Henley-on-Thames is £471,427. It costs more in Oxford (£478,080). It costs less in Abingdon-on-Thames (£411,712) and Banbury (£355,981).

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