Mortgages · Haywards Heath

Mortgages in Haywards Heath. The typical home needs £43,190 down.

The average home in Haywards Heath (the Mid Sussex area) is £431,904 in the UK House Price Index for August 2026, down 0.8% on a year earlier. With a 10% deposit of £43,190, you would borrow £388,714.

Mortgages in Haywards Heath: a Homie illustration
  • £431,904average home, UK HPI
  • £43,19010% deposit
  • £86,381household income at 4.5× the loan
  • £6,595stamp duty for a first-time buyer
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The short answer

Mortgages in Haywards Heath, in 30 seconds

The price
The average home in Haywards Heath is £431,904.
The deposit
10% is £43,190. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £388,714 loan needs roughly £86,381 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Haywards Heath house prices since 2016

From £362,342 to £431,904. Up 13.2% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Mid Sussex.

Nearby

How Haywards Heath compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Haywards Heath: your questions

How much deposit do I need to buy in Haywards Heath?

At the average price of £431,904, a 10% deposit is £43,190 and 5% is £21,595. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Haywards Heath?

With 10% down on the average home, the loan is £388,714. At 4.5 times income that means around £86,381 a year. Each lender sets its own limits, so treat this as a starting point.

Have Haywards Heath house prices gone up?

Over five years the average home is up 13.2%, and over the last year it is down 0.8%.

How do Haywards Heath house prices compare with nearby towns?

The average home in Haywards Heath is £431,904. It costs more in Horsham (£441,491). It costs less in Crawley (£332,097) and Bognor Regis (£320,505).

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