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Mortgages · Havant

Mortgages in Havant. The typical home needs £31,987 down.

The average home in Havant is £319,869 in the UK House Price Index for August 2026, down 0.3% on a year earlier. With a 10% deposit of £31,987, you would borrow £287,882.

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Mortgages in Havant: a Homie illustration
  • £319,869average home, UK HPI
  • £31,98710% deposit
  • £63,974household income at 4.5× the loan
  • £993stamp duty for a first-time buyer
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The short answer

Mortgages in Havant, in 30 seconds

The price
The average home in Havant is £319,869.
The deposit
10% is £31,987. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £287,882 loan needs roughly £63,974 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Havant house prices since 2016

From £237,103 to £319,869. Up 10.8% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Havant.

Nearby

How Havant compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Havant: your questions

How much deposit do I need to buy in Havant?

At the average price of £319,869, a 10% deposit is £31,987 and 5% is £15,993. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Havant?

With 10% down on the average home, the loan is £287,882. At 4.5 times income that means around £63,974 a year. Each lender sets its own limits, so treat this as a starting point.

Have Havant house prices gone up?

Over five years the average home is up 10.8%, and over the last year it is down 0.3%.

How do Havant house prices compare with nearby towns?

The average home in Havant is £319,869. It costs more in Basingstoke (£373,551) and Andover (£372,289). It costs less in Eastleigh (£312,753).

The rest of your move

Everything else for Havant

Mortgages nearby

Ready when you are, Havant.

Mortgages for your Havant move, tracked in the same Homemove dashboard as everything else.

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