Mortgages · Hastings

Mortgages in Hastings. The typical home needs £23,878 down.

The average home in Hastings is £238,780 in the UK House Price Index for August 2026, down 2.5% on a year earlier. With a 10% deposit of £23,878, you would borrow £214,902.

Mortgages in Hastings: a Homie illustration
  • £238,780average home, UK HPI
  • £23,87810% deposit
  • £47,756household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Hastings, in 30 seconds

The price
The average home in Hastings is £238,780.
The deposit
10% is £23,878. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £214,902 loan needs roughly £47,756 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Hastings house prices since 2016

From £182,579 to £238,780. Down 2.4% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Hastings.

Nearby

How Hastings compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Hastings: your questions

How much deposit do I need to buy in Hastings?

At the average price of £238,780, a 10% deposit is £23,878 and 5% is £11,939. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Hastings?

With 10% down on the average home, the loan is £214,902. At 4.5 times income that means around £47,756 a year. Each lender sets its own limits, so treat this as a starting point.

Have Hastings house prices gone up?

Over five years the average home is down 2.4%, and over the last year it is down 2.5%.

How do Hastings house prices compare with nearby towns?

The average home in Hastings is £238,780. It costs more in Brighton (£408,240) and Crowborough (£380,679).

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