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Mortgages · Exmouth

Mortgages in Exmouth. The typical home needs £34,526 down.

The average home in Exmouth (the East Devon area) is £345,256 in the UK House Price Index for August 2026, up 2.1% on a year earlier. With a 10% deposit of £34,526, you would borrow £310,730.

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Mortgages in Exmouth: a Homie illustration
  • £345,256average home, UK HPI
  • £34,52610% deposit
  • £69,051household income at 4.5× the loan
  • £2,263stamp duty for a first-time buyer
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The short answer

Mortgages in Exmouth, in 30 seconds

The price
The average home in Exmouth is £345,256.
The deposit
10% is £34,526. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £310,730 loan needs roughly £69,051 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Exmouth house prices since 2016

From £254,817 to £345,256. Up 15% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, East Devon.

Nearby

How Exmouth compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Exmouth: your questions

How much deposit do I need to buy in Exmouth?

At the average price of £345,256, a 10% deposit is £34,526 and 5% is £17,263. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Exmouth?

With 10% down on the average home, the loan is £310,730. At 4.5 times income that means around £69,051 a year. Each lender sets its own limits, so treat this as a starting point.

Have Exmouth house prices gone up?

Over five years the average home is up 15%, and over the last year it is up 2.1%.

How do Exmouth house prices compare with nearby towns?

The average home in Exmouth is £345,256. It costs less in Plymouth (£223,229) and Paignton (£221,469).

The rest of your move

Everything else for Exmouth

Mortgages nearby

Ready when you are, Exmouth.

Mortgages for your Exmouth move, tracked in the same Homemove dashboard as everything else.

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