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Mortgages · Earley

Mortgages in Earley. The typical home needs £49,194 down.

The average home in Earley (the Wokingham area) is £491,944 in the UK House Price Index for August 2026, down 2.5% on a year earlier. With a 10% deposit of £49,194, you would borrow £442,750.

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Mortgages in Earley: a Homie illustration
  • £491,944average home, UK HPI
  • £49,19410% deposit
  • £98,389household income at 4.5× the loan
  • £9,597stamp duty for a first-time buyer
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The short answer

Mortgages in Earley, in 30 seconds

The price
The average home in Earley is £491,944.
The deposit
10% is £49,194. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £442,750 loan needs roughly £98,389 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Earley house prices since 2016

From £417,314 to £491,944. Up 11.6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Wokingham.

Nearby

How Earley compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Earley: your questions

How much deposit do I need to buy in Earley?

At the average price of £491,944, a 10% deposit is £49,194 and 5% is £24,597. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Earley?

With 10% down on the average home, the loan is £442,750. At 4.5 times income that means around £98,389 a year. Each lender sets its own limits, so treat this as a starting point.

Have Earley house prices gone up?

Over five years the average home is up 11.6%, and over the last year it is down 2.5%.

How do Earley house prices compare with nearby towns?

The average home in Earley is £491,944. It costs more in Maidenhead (£583,688). It costs less in Reading (£350,501) and Slough (£349,397).

The rest of your move

Everything else for Earley

Mortgages nearby

Ready when you are, Earley.

Mortgages for your Earley move, tracked in the same Homemove dashboard as everything else.

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