Mortgages · Dudley

Mortgages in Dudley. The typical home needs £23,382 down.

The average home in Dudley is £233,819 in the UK House Price Index for August 2026, up 3.4% on a year earlier. With a 10% deposit of £23,382, you would borrow £210,437.

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Mortgages in Dudley: a Homie illustration

£233,819average home, UK HPI
£23,38210% deposit
£46,764household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Dudley, in 30 seconds

The price: The average home in Dudley is £233,819.
The deposit: 10% is £23,382. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £210,437 loan needs roughly £46,764 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Dudley house prices since 2016

From £146,035 to £233,819. Up 20.5% over five years.

Average price each year to August 2026, Dudley.

Nearby

How Dudley compares with its neighbours

Average home in each council area, with the change over five years.

Solihull £332,022+8.6%
Birmingham £234,867+12.6%
Dudley £233,819+20.5%
Coventry £227,721+14.9%
Walsall £216,878+19%
West Bromwich £207,065+21.3%

FAQ

Mortgages in Dudley: your questions

How much deposit do I need to buy in Dudley?

At the average price of £233,819, a 10% deposit is £23,382 and 5% is £11,691. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Dudley?

With 10% down on the average home, the loan is £210,437. At 4.5 times income that means around £46,764 a year. Each lender sets its own limits, so treat this as a starting point.

Have Dudley house prices gone up?

Over five years the average home is up 20.5%, and over the last year it is up 3.4%.

How do Dudley house prices compare with nearby towns?

The average home in Dudley is £233,819. It costs more in Solihull (£332,022) and Birmingham (£234,867). It costs less in Walsall (£216,878) and West Bromwich (£207,065).

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