Mortgages · Dorking

Mortgages in Dorking. The typical home needs £55,234 down.

The average home in Dorking (the Mole Valley area) is £552,344 in the UK House Price Index for August 2026, up 1.4% on a year earlier. With a 10% deposit of £55,234, you would borrow £497,110.

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Mortgages in Dorking: a Homie illustration

£552,344average home, UK HPI
£55,23410% deposit
£110,469household income at 4.5× the loan
£17,617stamp duty for a first-time buyer

The short answer

Mortgages in Dorking, in 30 seconds

The price: The average home in Dorking is £552,344.
The deposit: 10% is £55,234. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £497,110 loan needs roughly £110,469 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Dorking house prices since 2016

From £476,315 to £552,344. Up 6.3% over five years.

Average price each year to August 2026, Mole Valley.

Nearby

How Dorking compares with its neighbours

Average home in each council area, with the change over five years.

Cobham £735,548+7.7%
Cranleigh £559,306+9.8%
Dorking £552,344+6.3%
Caterham Valley £506,774+1.1%
Addlestone £472,507+6.7%
Camberley £457,981+10.6%

FAQ

Mortgages in Dorking: your questions

How much deposit do I need to buy in Dorking?

At the average price of £552,344, a 10% deposit is £55,234 and 5% is £27,617. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Dorking?

With 10% down on the average home, the loan is £497,110. At 4.5 times income that means around £110,469 a year. Each lender sets its own limits, so treat this as a starting point.

Have Dorking house prices gone up?

Over five years the average home is up 6.3%, and over the last year it is up 1.4%.

How do Dorking house prices compare with nearby towns?

The average home in Dorking is £552,344. It costs more in Cobham (£735,548) and Cranleigh (£559,306). It costs less in Addlestone (£472,507) and Camberley (£457,981).

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