Homemove - The home of moving home
Homes For Sale Homes To Rent
Guides
Moving guides Which survey do I need? Home issues A to Z Glossary Moving journey planner Help to Buy statistics Articles and FAQs
Services
Estate Agents Mortgages Legal Surveys Removals Cleaning Broadband Energy Home Insurance
Other Products
Help-to-Buy Bundles First-Time Buyer Environmental Report
Tools
Instant Valuation EPC Checker Property Risk Calculator Council Tax Band Checker Mortgage Calculator Broadband Speed Test
Games
Sign In / Register

Mortgages · Didcot

Mortgages in Didcot. The typical home needs £47,143 down.

The average home in Didcot (the South Oxfordshire area) is £471,427 in the UK House Price Index for August 2026, up 2.2% on a year earlier. With a 10% deposit of £47,143, you would borrow £424,284.

Get started
Mortgages in Didcot: a Homie illustration
  • £471,427average home, UK HPI
  • £47,14310% deposit
  • £94,285household income at 4.5× the loan
  • £8,571stamp duty for a first-time buyer
ITV News TV Appearance The Times Featured AI Tech Company The Guardian - Homemove Insert Feature

The short answer

Mortgages in Didcot, in 30 seconds

The price
The average home in Didcot is £471,427.
The deposit
10% is £47,143. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £424,284 loan needs roughly £94,285 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Didcot house prices since 2016

From £378,543 to £471,427. Up 10.5% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, South Oxfordshire.

Nearby

How Didcot compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Didcot: your questions

How much deposit do I need to buy in Didcot?

At the average price of £471,427, a 10% deposit is £47,143 and 5% is £23,571. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Didcot?

With 10% down on the average home, the loan is £424,284. At 4.5 times income that means around £94,285 a year. Each lender sets its own limits, so treat this as a starting point.

Have Didcot house prices gone up?

Over five years the average home is up 10.5%, and over the last year it is up 2.2%.

How do Didcot house prices compare with nearby towns?

The average home in Didcot is £471,427. It costs more in Oxford (£478,080). It costs less in Abingdon-on-Thames (£411,712) and Banbury (£355,981).

The rest of your move

Everything else for Didcot

Mortgages nearby

Ready when you are, Didcot.

Mortgages for your Didcot move, tracked in the same Homemove dashboard as everything else.

Get started
Cookie settings

We use cookies to improve your experience. · Privacy · Cookies