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Mortgages · Dartford

Mortgages in Dartford. The typical home needs £34,217 down.

The average home in Dartford is £342,167 in the UK House Price Index for August 2026, down 4.9% on a year earlier. With a 10% deposit of £34,217, you would borrow £307,950.

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Mortgages in Dartford: a Homie illustration
  • £342,167average home, UK HPI
  • £34,21710% deposit
  • £68,433household income at 4.5× the loan
  • £2,108stamp duty for a first-time buyer
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The short answer

Mortgages in Dartford, in 30 seconds

The price
The average home in Dartford is £342,167.
The deposit
10% is £34,217. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £307,950 loan needs roughly £68,433 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Dartford house prices since 2016

From £293,590 to £342,167. Up 7% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Dartford.

Nearby

How Dartford compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Dartford: your questions

How much deposit do I need to buy in Dartford?

At the average price of £342,167, a 10% deposit is £34,217 and 5% is £17,108. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Dartford?

With 10% down on the average home, the loan is £307,950. At 4.5 times income that means around £68,433 a year. Each lender sets its own limits, so treat this as a starting point.

Have Dartford house prices gone up?

Over five years the average home is up 7%, and over the last year it is down 4.9%.

How do Dartford house prices compare with nearby towns?

The average home in Dartford is £342,167. It costs less in Deal (£282,945) and Broadstairs (£268,549).

The rest of your move

Everything else for Dartford

Mortgages nearby

Ready when you are, Dartford.

Mortgages for your Dartford move, tracked in the same Homemove dashboard as everything else.

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