Mortgages · Darlington

Mortgages in Darlington. The typical home needs £15,977 down.

The average home in Darlington is £159,770 in the UK House Price Index for August 2026, up 1.9% on a year earlier. With a 10% deposit of £15,977, you would borrow £143,793.

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Mortgages in Darlington: a Homie illustration

£159,770average home, UK HPI
£15,97710% deposit
£31,954household income at 4.5× the loan
£0stamp duty for a first-time buyer

The short answer

Mortgages in Darlington, in 30 seconds

The price: The average home in Darlington is £159,770.
The deposit: 10% is £15,977. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £143,793 loan needs roughly £31,954 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Darlington house prices since 2016

From £120,089 to £159,770. Up 15.5% over five years.

Average price each year to August 2026, Darlington.

Nearby

How Darlington compares with its neighbours

Average home in each council area, with the change over five years.

Billingham £172,698+18.2%
Darlington £159,770+15.5%
Bishop Auckland £140,788+19.3%
Hartlepool £136,625+17.2%

FAQ

Mortgages in Darlington: your questions

How much deposit do I need to buy in Darlington?

At the average price of £159,770, a 10% deposit is £15,977 and 5% is £7,989. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Darlington?

With 10% down on the average home, the loan is £143,793. At 4.5 times income that means around £31,954 a year. Each lender sets its own limits, so treat this as a starting point.

Have Darlington house prices gone up?

Over five years the average home is up 15.5%, and over the last year it is up 1.9%.

How do Darlington house prices compare with nearby towns?

The average home in Darlington is £159,770. It costs more in Billingham (£172,698). It costs less in Bishop Auckland (£140,788) and Hartlepool (£136,625).

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