Mortgages · Cwmbran

Mortgages in Cwmbran. The typical home needs £19,490 down.

The average home in Cwmbran (the Torfaen area) is £194,895 in the UK House Price Index for August 2026, down 2.8% on a year earlier. With a 10% deposit of £19,490, you would borrow £175,405.

Mortgages in Cwmbran: a Homie illustration

£194,895average home, UK HPI
£19,49010% deposit
£38,979household income at 4.5× the loan
£0LTT for a first-time buyer

The short answer

Mortgages in Cwmbran, in 30 seconds

The price: The average home in Cwmbran is £194,895.
The deposit: 10% is £19,490. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £175,405 loan needs roughly £38,979 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Cwmbran house prices since 2016

From £123,516 to £194,895. Up 14.5% over five years.

Average price each year to August 2026, Torfaen.

FAQ

Mortgages in Cwmbran: your questions

How much deposit do I need to buy in Cwmbran?

At the average price of £194,895, a 10% deposit is £19,490 and 5% is £9,745. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Cwmbran?

With 10% down on the average home, the loan is £175,405. At 4.5 times income that means around £38,979 a year. Each lender sets its own limits, so treat this as a starting point.

Have Cwmbran house prices gone up?

Over five years the average home is up 14.5%, and over the last year it is down 2.8%.

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