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Mortgages · Cobham

Mortgages in Cobham. The typical home needs £73,555 down.

The average home in Cobham (the Elmbridge area) is £735,548 in the UK House Price Index for August 2026, up 0.7% on a year earlier. With a 10% deposit of £73,555, you would borrow £661,993.

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Mortgages in Cobham: a Homie illustration
  • £735,548average home, UK HPI
  • £73,55510% deposit
  • £147,110household income at 4.5× the loan
  • £26,777stamp duty for a first-time buyer
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The short answer

Mortgages in Cobham, in 30 seconds

The price
The average home in Cobham is £735,548.
The deposit
10% is £73,555. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £661,993 loan needs roughly £147,110 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Cobham house prices since 2016

From £646,988 to £735,548. Up 7.7% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Elmbridge.

Nearby

How Cobham compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Cobham: your questions

How much deposit do I need to buy in Cobham?

At the average price of £735,548, a 10% deposit is £73,555 and 5% is £36,777. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Cobham?

With 10% down on the average home, the loan is £661,993. At 4.5 times income that means around £147,110 a year. Each lender sets its own limits, so treat this as a starting point.

Have Cobham house prices gone up?

Over five years the average home is up 7.7%, and over the last year it is up 0.7%.

How do Cobham house prices compare with nearby towns?

The average home in Cobham is £735,548. It costs less in Addlestone (£472,507) and Camberley (£457,981).

The rest of your move

Everything else for Cobham

Mortgages nearby

Ready when you are, Cobham.

Mortgages for your Cobham move, tracked in the same Homemove dashboard as everything else.

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