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Mortgages · Chorley

Mortgages in Chorley. The typical home needs £21,662 down.

The average home in Chorley is £216,624 in the UK House Price Index for August 2026, up 4.2% on a year earlier. With a 10% deposit of £21,662, you would borrow £194,962.

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Mortgages in Chorley: a Homie illustration
  • £216,624average home, UK HPI
  • £21,66210% deposit
  • £43,325household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Chorley, in 30 seconds

The price
The average home in Chorley is £216,624.
The deposit
10% is £21,662. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £194,962 loan needs roughly £43,325 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Chorley house prices since 2016

From £145,461 to £216,624. Up 18% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Chorley.

Nearby

How Chorley compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Chorley: your questions

How much deposit do I need to buy in Chorley?

At the average price of £216,624, a 10% deposit is £21,662 and 5% is £10,831. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Chorley?

With 10% down on the average home, the loan is £194,962. At 4.5 times income that means around £43,325 a year. Each lender sets its own limits, so treat this as a starting point.

Have Chorley house prices gone up?

Over five years the average home is up 18%, and over the last year it is up 4.2%.

How do Chorley house prices compare with nearby towns?

The average home in Chorley is £216,624. It costs less in Blackpool (£138,065) and Burnley (£136,703).

The rest of your move

Everything else for Chorley

Mortgages nearby

Ready when you are, Chorley.

Mortgages for your Chorley move, tracked in the same Homemove dashboard as everything else.

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