Mortgages · Chichester

Mortgages in Chichester. The typical home needs £42,836 down.

The average home in Chichester is £428,364 in the UK House Price Index for August 2026, down 2.7% on a year earlier. With a 10% deposit of £42,836, you would borrow £385,528.

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Mortgages in Chichester: a Homie illustration

£428,364average home, UK HPI
£42,83610% deposit
£85,673household income at 4.5× the loan
£6,418stamp duty for a first-time buyer

The short answer

Mortgages in Chichester, in 30 seconds

The price: The average home in Chichester is £428,364.
The deposit: 10% is £42,836. 5% deposit mortgages exist, but the rates are higher.
The income: Many lenders cap borrowing at around 4.5 times income, so a £385,528 loan needs roughly £85,673 a year, alone or jointly.
The advice: A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Chichester house prices since 2016

From £374,590 to £428,364. Up 5.3% over five years.

Average price each year to August 2026, Chichester.

Nearby

How Chichester compares with its neighbours

Average home in each council area, with the change over five years.

Horsham £441,491+12.8%
East Grinstead £431,904+13.2%
Chichester £428,364+5.3%
Shoreham £378,990+8.3%
Crawley £332,097+14.8%
Bognor Regis £320,505+4.7%

FAQ

Mortgages in Chichester: your questions

How much deposit do I need to buy in Chichester?

At the average price of £428,364, a 10% deposit is £42,836 and 5% is £21,418. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Chichester?

With 10% down on the average home, the loan is £385,528. At 4.5 times income that means around £85,673 a year. Each lender sets its own limits, so treat this as a starting point.

Have Chichester house prices gone up?

Over five years the average home is up 5.3%, and over the last year it is down 2.7%.

How do Chichester house prices compare with nearby towns?

The average home in Chichester is £428,364. It costs more in Horsham (£441,491) and East Grinstead (£431,904). It costs less in Crawley (£332,097) and Bognor Regis (£320,505).

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