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Mortgages · Camberley

Mortgages in Camberley. The typical home needs £45,798 down.

The average home in Camberley (the Surrey Heath area) is £457,981 in the UK House Price Index for August 2026, up 1.5% on a year earlier. With a 10% deposit of £45,798, you would borrow £412,183.

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Mortgages in Camberley: a Homie illustration
  • £457,981average home, UK HPI
  • £45,79810% deposit
  • £91,596household income at 4.5× the loan
  • £7,899stamp duty for a first-time buyer
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The short answer

Mortgages in Camberley, in 30 seconds

The price
The average home in Camberley is £457,981.
The deposit
10% is £45,798. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £412,183 loan needs roughly £91,596 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Camberley house prices since 2016

From £384,021 to £457,981. Up 10.6% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Surrey Heath.

Nearby

How Camberley compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Camberley: your questions

How much deposit do I need to buy in Camberley?

At the average price of £457,981, a 10% deposit is £45,798 and 5% is £22,899. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Camberley?

With 10% down on the average home, the loan is £412,183. At 4.5 times income that means around £91,596 a year. Each lender sets its own limits, so treat this as a starting point.

Have Camberley house prices gone up?

Over five years the average home is up 10.6%, and over the last year it is up 1.5%.

How do Camberley house prices compare with nearby towns?

The average home in Camberley is £457,981. It costs more in Cobham (£735,548) and Cranleigh (£559,306).

The rest of your move

Everything else for Camberley

Mortgages nearby

Ready when you are, Camberley.

Mortgages for your Camberley move, tracked in the same Homemove dashboard as everything else.

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