Mortgages · Buxton

Mortgages in Buxton. The typical home needs £26,564 down.

The average home in Buxton (the High Peak area) is £265,635 in the UK House Price Index for August 2026, up 6.4% on a year earlier. With a 10% deposit of £26,564, you would borrow £239,071.

Mortgages in Buxton: a Homie illustration
  • £265,635average home, UK HPI
  • £26,56410% deposit
  • £53,127household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Buxton, in 30 seconds

The price
The average home in Buxton is £265,635.
The deposit
10% is £26,564. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £239,071 loan needs roughly £53,127 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Buxton house prices since 2016

From £167,339 to £265,635. Up 26.1% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, High Peak.

Nearby

How Buxton compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Buxton: your questions

How much deposit do I need to buy in Buxton?

At the average price of £265,635, a 10% deposit is £26,564 and 5% is £13,282. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Buxton?

With 10% down on the average home, the loan is £239,071. At 4.5 times income that means around £53,127 a year. Each lender sets its own limits, so treat this as a starting point.

Have Buxton house prices gone up?

Over five years the average home is up 26.1%, and over the last year it is up 6.4%.

How do Buxton house prices compare with nearby towns?

The average home in Buxton is £265,635. It costs less in Derby (£210,076) and Chesterfield (£202,519).

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