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Mortgages · Burnley

Mortgages in Burnley. The typical home needs £13,670 down.

The average home in Burnley is £136,703 in the UK House Price Index for August 2026, up 6% on a year earlier. With a 10% deposit of £13,670, you would borrow £123,033.

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Mortgages in Burnley: a Homie illustration
  • £136,703average home, UK HPI
  • £13,67010% deposit
  • £27,341household income at 4.5× the loan
  • £0stamp duty for a first-time buyer
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The short answer

Mortgages in Burnley, in 30 seconds

The price
The average home in Burnley is £136,703.
The deposit
10% is £13,670. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £123,033 loan needs roughly £27,341 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Burnley house prices since 2016

From £79,586 to £136,703. Up 26.5% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Burnley.

Nearby

How Burnley compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Burnley: your questions

How much deposit do I need to buy in Burnley?

At the average price of £136,703, a 10% deposit is £13,670 and 5% is £6,835. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Burnley?

With 10% down on the average home, the loan is £123,033. At 4.5 times income that means around £27,341 a year. Each lender sets its own limits, so treat this as a starting point.

Have Burnley house prices gone up?

Over five years the average home is up 26.5%, and over the last year it is up 6%.

How do Burnley house prices compare with nearby towns?

The average home in Burnley is £136,703. It costs more in Chorley (£216,624) and Lancaster (£203,781).

The rest of your move

Everything else for Burnley

Mortgages nearby

Ready when you are, Burnley.

Mortgages for your Burnley move, tracked in the same Homemove dashboard as everything else.

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