Mortgages · Brentwood

Mortgages in Brentwood. The typical home needs £52,267 down.

The average home in Brentwood is £522,672 in the UK House Price Index for August 2026, up 0.3% on a year earlier. With a 10% deposit of £52,267, you would borrow £470,405.

Mortgages in Brentwood: a Homie illustration
  • £522,672average home, UK HPI
  • £52,26710% deposit
  • £104,534household income at 4.5× the loan
  • £16,134stamp duty for a first-time buyer
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The short answer

Mortgages in Brentwood, in 30 seconds

The price
The average home in Brentwood is £522,672.
The deposit
10% is £52,267. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £470,405 loan needs roughly £104,534 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Brentwood house prices since 2016

From £442,054 to £522,672. Up 10.8% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Brentwood.

Nearby

How Brentwood compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Brentwood: your questions

How much deposit do I need to buy in Brentwood?

At the average price of £522,672, a 10% deposit is £52,267 and 5% is £26,134. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Brentwood?

With 10% down on the average home, the loan is £470,405. At 4.5 times income that means around £104,534 a year. Each lender sets its own limits, so treat this as a starting point.

Have Brentwood house prices gone up?

Over five years the average home is up 10.8%, and over the last year it is up 0.3%.

How do Brentwood house prices compare with nearby towns?

The average home in Brentwood is £522,672. It costs less in Colchester (£294,210) and Clacton-on-Sea (£260,636).

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