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Mortgages · Bognor Regis

Mortgages in Bognor Regis. The typical home needs £32,051 down.

The average home in Bognor Regis (the Arun area) is £320,505 in the UK House Price Index for August 2026, down 1.2% on a year earlier. With a 10% deposit of £32,051, you would borrow £288,454.

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Mortgages in Bognor Regis: a Homie illustration
  • £320,505average home, UK HPI
  • £32,05110% deposit
  • £64,101household income at 4.5× the loan
  • £1,025stamp duty for a first-time buyer
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The short answer

Mortgages in Bognor Regis, in 30 seconds

The price
The average home in Bognor Regis is £320,505.
The deposit
10% is £32,051. 5% deposit mortgages exist, but the rates are higher.
The income
Many lenders cap borrowing at around 4.5 times income, so a £288,454 loan needs roughly £64,101 a year, alone or jointly.
The advice
A free consultation with a specialist adviser looks at deals across the market for your own numbers.

Ten years of prices

Bognor Regis house prices since 2016

From £257,910 to £320,505. Up 4.7% over five years.

2016 2019 2022 2025 2026
Average price each year to August 2026, Arun.

Nearby

How Bognor Regis compares with its neighbours

Average home in each council area, with the change over five years.

FAQ

Mortgages in Bognor Regis: your questions

How much deposit do I need to buy in Bognor Regis?

At the average price of £320,505, a 10% deposit is £32,051 and 5% is £16,025. A bigger deposit usually unlocks lower rates.

What salary do I need for a mortgage in Bognor Regis?

With 10% down on the average home, the loan is £288,454. At 4.5 times income that means around £64,101 a year. Each lender sets its own limits, so treat this as a starting point.

Have Bognor Regis house prices gone up?

Over five years the average home is up 4.7%, and over the last year it is down 1.2%.

How do Bognor Regis house prices compare with nearby towns?

The average home in Bognor Regis is £320,505. It costs more in Horsham (£441,491) and East Grinstead (£431,904).

The rest of your move

Everything else for Bognor Regis

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Mortgages for your Bognor Regis move, tracked in the same Homemove dashboard as everything else.

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